Basic Guide to College Expenses for Divorced Parents in Illinois​

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2024 Basic Guide to College Expenses for Divorced Parents in Illinois

Takeaways

Illinois law (750 ILCS 5/513) permits courts to mandate divorced parents to contribute towards their child’s college expenses, with possible allocations from either or both parents’ income and property, or a deceased parent’s estate.
Pre-college costs are covered under this statute, with parents potentially required to fund up to five college applications, two standardized college entrance exams, and an associated prep course, alongside the necessity of completing the Free Application for Federal Student Aid (FAFSA).
Educational expenditures encompass actual costs of tuition, fees, housing (on or off-campus), medical expenses, reasonable living costs during academic terms and recesses, and the prices of books and other necessary supplies, as outlined in 750 ILCS 5/513(d).
There are specified limits to the financial obligations, with caps set at the cost levels of the University of Illinois at Urbana–Champaign for tuition, fees, and housing expenses unless “good cause” is demonstrated, and provisions for educational costs cease under certain conditions such as the child failing to maintain a “C” grade point average, reaching the age of 23, earning a baccalaureate degree, or getting married.
Next Steps: Read the additional information about college expenses for divorced parents in Illinois below. If you would like additional assistance call or schedule a consultation online.

Basic Information

General

This Basic Guide to College Expenses for Divorced Parents in Illinois​ is intended to highlight some of the main issues related to paying for college after divorce. It can not take the place of an individualized discussion with an attorney.

The Statute: 750 ILCS 5/513

In Illinois, college expenses for children of divorced parents can be awarded pursuant to 750 ILCS 5/513 which provides that the “court may award sums of money out of the property and income of either or both parties or the estate of a deceased parent, as equity may require, for the educational expenses of any child of the parties.”

Are Any Pre-College Expenses Provided For?

Yes, pre-college expenses are provided for in 750 ILCS 5/513(b).

First, when applying to colleges you may want to fill out a “FAFSA” which is the Free Application for Federal Student Aid. The court may require both divorced parents, and the potential college student, to complete the FAFSA.

In addition, the court may also require the divorced parents to provide funds for up to 5 college applications, 2 standardized college entrance exams such as the SAT or the ACT, and the cost of an SAT or ACT prep course.

What Educational Expenses are Included?

In general terms, under 750 ILCS 5/513(d) the educational expenses may include, but are not limited to, the “actual cost of the child’s post-secondary expenses, including tuition and fees”, the “actual costs of the child’s housing expenses, whether on-campus or off-campus”, the “actual costs of the child’s medical expenses”, the “reasonable living expenses of the child during the academic year and periods of recess”, and the cost of books and other supplies.

Is There a Cap?

Yes, except for “good cause shown”:

(1) the actual cost of the child’s college expenses, including tuition and fees, may not exceed the amount of in-state tuition and fees paid by a student at the University of Illinois at Urbana–Champaign for the same academic year, and

(2) the actual costs of the child’s housing expenses, whether on-campus or off-campus, may not exceed the cost for the same academic year of a double-occupancy student room, with a standard meal plan, in a residence hall operated by the University of Illinois at Urbana–Champaign.

Are There Any Exceptions?

Yes. 750 ILCS 5/513(g) provides that the authority of the court to make provision for educational expenses terminates when the child either: (1) fails to maintain a cumulative “C” grade point average, except in the event of illness or other good cause shown; (2) attains the age of 23; (3) receives a baccalaureate degree; or (4) marries.

What does the Court Consider When Making Its Decision?

The court will consider all relevant factors when making its decision, however 750 ILCS 5/513(j) highlights the following: (1) The present and future financial resources of both parties to meet their needs, including, but not limited to, savings for retirement. (2) The standard of living the child would have enjoyed had the marriage not been dissolved. (3) The financial resources of the child. (4) The child’s academic performance.

What Next?

It is important to review your Marital Settlement Agreement to determine if it includes a plan for paying for the children’s college costs.

If it is necessary to go through the courts it is better to start early. In fact, 750 ILCS 5/513(k) provides that any obligation to pay for college expenses is retroactive only to the date when a petition is filed.

This Basic Guide to College Expense for Divorced Parents in Illinois contains some general information on college expenses for divorced parents in Illinois, but it is no replacement for an individualized consultation with an attorney.

If you need help, or have questions about the information on the Basic Guide to College Expense for Divorced Parents in Illinois, feel free to call, or schedule a free 30 minute consultation via Zoom, to speak with an attorney directly about your specific circumstances.

2024 Basic Guide to College Expenses for Divorced Parents in Illinois​

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